什么是学生资助?
Simply put, financial aid is a combination of 奖助金, 奖学金, Loans and Work programs that help you fund your education.
需要帮助? Make an Appointment with Financial Aid Today!
奖助金 是 financial aid programs that do 不 have to be repaid and 是 usually based on financial need.
佩尔助学金
的 Federal Pell Grant Program provides need-based grants to undergraduate students who have 不 earned a bachelor’s degree to promote access to postsecondary education. Grant amounts 是 dependent on your family’s ability to help contribute to your educational costs based on completing the Free Application for Federal Student Aid (FAFSA) and your 招生 status throughout the academic year. 你只能接受佩尔 一次只从一所学校获得补助金.
EGSC credits the Pell Grant directly to your school account, each term that you 是 符合条件的.
佩尔助学金表
Based on your Student Aid Index (SAI), if you 是 符合条件的 for the maximum grant, the chart below demonstrates how your Pell Grant will change based on changes in your 招生.
| 2024 - 2025学年 |
||
| Pell Grant 招收ment Intensity Chart | ||
| 学分 | 招生比例 | 合格的数量 |
| 12人或以上 | 100% | $7,395 |
| 11 | 92% | $6,803 |
| 10 | 83% | $6,138 |
| 9 | 75% | $5,546 |
| 8 | 67% | $4,955 |
| 7 | 58% | $4,289 |
| 6 | 50% | $3,698 |
| 5 | 42% | $3,106 |
| 4 | 33% | $2,440 |
| 3 | 25% | $1,849 |
| 2 | 17% | $1,257 |
| 1 | 8% | $592 |
注意: If you 是 不 符合条件的 for the maximum Pell Grant based on your SAI, the amount of your grant will be based on your maximum eligibility times the 招生 percentage according to the number of credit hours you have enrolled for.
FSEOG (Federal Supplemental Education Opportunity Grant)
的 FSEOG is a need-based grant to help low-income undergraduate students finance 他们的教育费用. FSEOG awards 是 made to those students with “exceptional need” (those with the lowest Student Aid Index) and those who 是 also Federal Pell 赠款接受者.
的 FSEOG is a grant and does 不 need to be repaid. 如果你符合条件，EGSC会 记入你的学生账户.
奖学金 是 financial aid programs that do 不 have to be repaid and 是 usually based on some type of excellence, such as academic, athletic or service.
HOPE /泽尔·米勒奖学金
Georgia's HOPE and Zell Miller 奖学金 是 available to Georgia residents who have demonstrated academic achievement. 的 scholarship provides money to assist students with their educational costs of attending 符合条件的 postsecondary institutions located 在乔治亚州.
的 HOPE Scholarship 要求高中平均成绩达到3分.0或更高，并且你保持不变 至少3分.0 GPA in college to renew the scholarship. 泽尔·米勒奖学金 要求高中平均成绩达到3分.7 or better, with a 1200 SAT or 26 ACT score.
Additional criteria can be found at www.GAFutures.org
EGSC奖学金
EGSC has a number of private and Foundation scholarships that you can apply for. Go 对我们的 奖学金的页面 for more information on these programs.
Work programs enable students to earn money while attending school, to help cover 日常开支.
联邦半工半读的
的 联邦半工半读的 (FWS) program provides part-time jobs for students with financial need, allowing them to earn money to help pay education expenses. 该项目鼓励 community service work and work related to the student’s course of study. FWS可用 to full-time or part-time students. Students work no more than 19 hours a week. 的 hours worked can不 interfere with your class schedule.
学生助理职位
For students who do 不 qualify for the FWS Program, EGSC offers a limited number of Student Assistant positions on campus. Like the FWS program, students work no more than 19 hours a week and the hours worked can不 interfere with your class schedule.
Student loans 是 a type of financial aid that must be repaid. 大多数贷款都很低 interest and repayment is deferred until you 是 out of school.
联邦直接学生贷款
联邦直接学生贷款 是 low-interest loans for students and p是nts to help pay for the cost of a student's education 不 covered by grants and scholarships. 贷款人是美国.S. 教育部. We encourage you to only borrow what is needed to cover their cost of attendance.
-
- 直接 补贴贷款 是 for students with financial need, as determined by the FAFSA, and no interest is charged while you 是 in school at least half-time, during your 6-month grace period, 在延期期间.
- 直接无补贴贷款 不是基于经济需要吗. Interest is charged during all periods, even when you 是 in school and during grace and deferment periods.
- P是nt Loans for Undergraduate Students (PLUS) 是 unsubsidized loans for the p是nts of dependent students. 加上贷款帮助支付 education expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods.
|
利率 (for loans made after July 1, 2024) |
|
| 贷款类型 | 利率 |
| 直接资助-本科生 | 6.533% |
| 直接 Unsubsidized - Undergraduate | 6.533% |
| 直系家长PLUS贷款 | 9.083% |
私人银行
EGSC is providing this list as a service to students and p是nts in finding private 助学贷款. EGSC does 不 endorse lenders and recommends that students research terms and conditions of private loans.
Students should apply for federal and state grants, scholarships and loans before 考虑私人贷款的选择.
